Do moving labor companies need insurance?

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Do moving helpers need insurance?

Im looking to move and Im planning or renting a moving truck. I looked at the possibility of hiring two moving helpers to assist with the loading and unloading of my belongings. They have a sign off waiver sheet but no insurance. Is this normal?

Asked by Peter on 11/23/2016 under category Moving Labor

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Amy Meerovich
Answered on 11/28/2016

Hello, thank you for contacting with your question about moving labor insurance.

According to government regulations, movers who do not provide transportation are not required to provide insurance. However, reputable companies will often provide the minimum liability coverage of $.60 per pound.

Finding a reputable mover
It is very important to first find reputable help. Use sites like The Canadian Association of Movers (CAM) and the Better Business Bureau (BBB) to research your moving labor companies and do a background check. You may be able to find more reliable helpers who are insured.

Getting extra insurance

If you are worried about transporting your belongings without insurance, you can also purchase your own at various levels of coverage. Even if you decide to go with moving laborers who do provide the minimum insurance, it is always a good idea to opt for additional coverage.

Thank you again for your question, I hope this information is helpful, and good luck with your move.

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