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Living On Your Own for the First Time
|Moving out of your parents' house and on your own for the first time? While complete independence is an exciting prospect, proper planning is a must to ensure you're moving out for good. It may seem daunting, but following these tips will help you crush this major step into adulthood.
Find a job
Don't have a job that can support living on your own? Finding one before you have major bills like rent and utilities is extremely important. Once you have a job that justifies your independence, set a substantial amount of money aside each month for a security deposit and for furnishing your future apartment.
Will you need a roommate?
Sure, living without a roommate is great, but if you choose the right one, they can be a serious help. In addition to assisting in chores and other household tasks, a roommate can help you financially by splitting the bills. When looking for a roommate, find someone with similar goals and values as your own.
Create a budget
Once you figure out the above details, it's time to make a budget and decide whether you can afford to rent and what your price limit is. Write down all your current and potential expenses and determine how much you can afford to pay in rent. Remember, your rental and home expenses should not exceed 33 percent of your post-tax income.
Apartment hunt wisely
Before settling on an apartment, do your research. While the amount of rent owed is important, you want to find an apartment that fits your needs (on site laundry, amount of storage, utilities included, already furnished, etc.) and makes you feel safe and secure. Always take a tour of your physical apartment before signing any paperwork or handing over a security deposit.
Now that you've signed the lease and seen the apartment, it's time to go shopping for furniture and other supplies! In addition to main staples like couches, chairs, tables, curtains, lamps and rugs, you will also need kitchen appliances, dishware, cutlery, glassware, towels, pots and pans, cleaning supplies, vacuums and other essentials. If you have a roommate, split these necessities down the middle!
Finally, before you move in, purchase tenant insurance. Be sure to shop around and find coverage that takes care of your own belongings, and includes basic liability which covers the cost of damage to your rental. You'll want to do everything you can to get your security deposit back at the end of your lease.
Author : Cassandra Rose
on February 19, 2016
TopMoving.ca - Moving Expert